10 Smart Online Business Ideas With Low Investment 2020

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More and more people are deciding to start an online business and there are many reasons for this. One of them being that you have the freedom to work from home and tie your business around your family life and existing commitments. That being said, starting a business, online or otherwise can be a costly venture. However, this does not have to be the case, there are plenty of online business ideas that can be set up without a huge initial cost. In this article, we are going to cover some of these ideas and give you the starting point to get your online business up and running.

10 Smart Online Business Ideas With Low Investment

Smart Online Business Ideas With Low Investment

1. Create A Digital Course

With our lives being so busy in this modern day and age, many people would love to learn new skills or information but simply do not have the time. This is where online courses are really flying off the shelves, so to speak. If you have a particular interest or skill and feel that you have enough knowledge to warrant selling it, this is an excellent business venture.

You might decide to sell a single course book which your customers works through at their own pace or you could opt to create a weekly lesson plan. Some brilliant areas that you might explore are foreign languages, astrology, creative writing, animals and nature, travel guides and many more.

2. Design Posters And Flyers

If you have a creative side, there is the option to put this to work for your online business. You can design your own printable designs which customers can then purchase and print themselves.

Unlike physical print outs, the work here is strictly creative. Pick up your camera and snap some attractive, professional looking shots or paint a beautiful design. Once you have your designs these can be used for anything from posters to greetings cards and everything in between.

3. Self Publish A Book

For those of you who have a flair for writing, perhaps you could consider self publishing a book. Whilst there are some start up costs, they are not very high with averages ranging between just $100-$2500. In terms of business this is not a huge investment.

There are many online guides for authors looking to self publish and companies like Amazon have a very simple, step by step process. This is a good option for anyone who is looking to create an online business that isn’t their main source of income.

4. Forex Affiliate

Affiliate marketing has fast become one of the most lucrative ways to make money online and it can be a successful business when done correctly. If you are serious about it then you need to establish a good internet presence and following in order to maximise your chances of making a successful referral.

Also Read: Top Forex Affiliate Programs in 2020 – Up to $800 per CPA

Simply put, affiliate marketing is the referral of a customer to a product or service via a third party (that’s you!) For every sale that is made through you, commission is received. Forex Affiliate marketing is a specific type which refers to a trading platform or external forex brokers site.

5. Dropshipping

If you are looking to start up a low investment business then there are very few that require as little of an investment as dropshipping. In many cases, there is no initial cost required. In a nutshell, dropshipping is where you advertise products from the company, someone buys them and you have the product shipped to them. Here’s how it works:

  • You sign up to a dropshipping company and list their products for sale online (eBay, Amazon or even your own website.)
  • Customers place an order through you and make payment. (The dropshipping website will list their prices and you advertise at an increased rate which the customer pays. For example if product A costs $5, you would sell it for $8.)
  • Once you receive payment, you then order the product from the dropshipper at the lower rate, have it shipped to the client and keep the profit.

6. Become A Freelancer

There are a wealth of opportunities for freelance workers online. If you are in the market for creating an extremely low investment business then joining one of the hundreds of freelance websites will prove very smart.

The key to becoming a successful freelance worker is to use your skills. Perhaps you are an adept graphic designer, a web designer or a writer. These are all skills that people are crying out for online and will pay good money for. The only possible outlay would be membership fees but in many cases, these are not mandatory and you can start on the basic, free membership package.

Also Read: Best 10 Trusted Sites to Make Money Online from Home as Freelancer

7. Sell Home Crafted Items

There are more and more people who are jumping on the hand made goods bandwagon, and there is good reason for this. These bespoke and often, beautiful goods are highly sought after.

There are even specialist websites for selling this kind of product, so if you have a passion for making wall art or a penchant for making hand made greetings cards, there is a market for this. The only start up cost will be the materials and some possible online shop fees, which are often very minimal.

8. Create A Monetized Blog

Creating a blog may not seem like the most profitable business idea but it have been proven time and time again to be very lucrative if you are willing to invest the time. And that is why it is so smart, time is really all you will need to invest!

Blogs can become a business in a variety of ways, whether you opt for an affiliate marketing scheme like the ones we mentioned earlier or whether you opt for sponsored content, there is money to be made in this industry.

Web hosting sites such as WordPress offer free memberships or if you want to invest a little money into your blogging business, there are very affordable memberships too.

9. App Development

With the huge demand for mobile apps, there are countless opportunities for app developers to thrive in online business. All you really need to start is a good idea for an app or game and the knowledge of how to create it.

You can then decide whether you wish to charge for your app or simply make money through in app purchases. The prospects are limitless, if you decide to turn this into a full time career, you can release new apps regularly and build a solid reputation in the industry.

10. Sell Domains

A domain, or in more simple terms, a website address is something that can be highly sought after. In this digital era there are real business opportunities for those looking to buy and ‘flip’ domains. You simply buy a domain, flip it and sell it on at a profit. There is some serious money to be made here and there are even websites to help you get started.


With online businesses becoming increasingly popular, it is not a surprise that many more people want to start one. However, it is not always simple where high start up costs are involved. That being said, there are a huge amount of very profitable, smart business ideas, some of which we have detailed here. Whether you want to use your talents or try something new, there is a low investment online business for everyone!

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