Gate, a popular crypto exchange, has officially gained a Payment Institution license under the Second Payment Services Directive (PSD2) of the EU in Malta. In this respect, the Malta Financial Services Authority (MFSA) has approved the licenses, placing Gate among the selected few crypto-native entities in Europe to get the Payment Institution license. As per Gate’s official social media announcement, the development reaffirms its commitment to user security and regulatory compliance. Additionally, the license complements the crypto exchange’s complete MiCA authorization, permitting it to broaden payment services within the European Union via passporting rights.
Trust meets innovation.
Gate has secured the Payments Institution license under the EU’s PSD2 framework from the MFSA.🔹 One of Europe’s crypto-native firms to receive this approval
🔹 Complements Gate’s full MiCA license
🔹 Enables the firm to expand its payment services… pic.twitter.com/kD0UHrLACd— Gate (@Gate) February 27, 2026
Gate Expands EU Footprint with Exclusive PSD2 License Authorization in Malta
The Payment Institution license, under the Second Payment Services Directive (PSD2) of the Malta Financial Services Authority (MFSA), is critical for Gates in expanding its suite of services. The milestone lets Gate keep fortifying its role as a notable bridge linking Web3 innovation and conventional finance. While discussing this development, Giovanni Cunti, the CEO of Gate Technology Ltd., mentioned that the PSD2 license underscores a foundational step in developing a scalable and secure financial network.
The executive added that the development highlights Gate’s dedication and goes in line with the wider MiCA model, which governs the EU-based digital asset services. This initiative builds on the earlier success of Gate in Malta, including a complete MiCA license for the provision of custody and exchange services. Keeping this in view, Malta has ultimately gained the status of a strategic hub facilitating the European operations of Gate, delivering a next-gen and transparent regulatory environment.
Connectional Conventional Finance and Next-Gen Web3 Sector via Secure Payments
According to Gate, the PSD2 license brings passporting rights to it, expanding its payment services across the European Union. This regulatory authorization not only improves the platform’s compliance capabilities but also advances its potential to connect conventional financial mechanisms and the Web3 apps. Hence, it leads to a seamless network where consumers can access transparent, efficient, and secure payment solutions. Ultimately, the approval strengthens Gate’s stablecoin payment architecture and indicates its readiness to boost the next financial innovation wave across the continent.